Businesses can access free assistance to apply to available loan and grant resources, including federal, state, local, and private funds. We help businesses:
Note: This is not a loan application. Lenders will require a formal application and may request additional documents.
NYC Funds Finder is the City’s first online capital marketplace for small business owners.
Developed by the NYC Department of Small Business Services (SBS) in conjunction with Next Street, NYC Funds Finder connects entrepreneurs with financing assistance through the City’s Community Development Financial Institution (CDFI) partners and other lenders.
Businesses can navigate the site independently to find available loan and grant resources, or request free one-on-one assistance.
Are you a mission driven lender who wants to connect small businesses to capital?
Mayor Adams committed $10 million to seed a new small business loan fund, the NYC Future Fund. The NYC Department of Small Business Services (SBS) will seek partners to design, create, and deploy the fund. If you are currently looking for financing, start exploring your options with SBS’s free financing assistance.
Submit an inquiry form for the Contract Financing Loan Fund.
Access loans of up to $1,000,000 at an interest rate of 3% to a contract with a City agency or City-funded entity.
Grow your small business with up to $150,000 in funding from the New York Forward Loan Fund 2. Learn more and pre-apply today.
Empire State Development (ESD) has developed a suite of capital access and equity programs [the New York State Small Business Credit Initiative (SSBCI)] to help New York State small businesses recover from the economic effects of COVID-19 and allow them the opportunity to succeed. Find out which SSBCI programs can help you here.
Grant and loan programs are available through the U.S. Small Business Administration (SBA). Learn more here.
Businesses and homeowners affected by heavy rains and flooding in September 2023 can access financing up to $2M through a U.S. Small Business Administration (SBA) federal assistance program.
Applications for disaster loans may be submitted online using the MySBA Loan Portal at lending.sba.gov.
Applicants may also call SBA's Customer Service Center at 800-659-2955 or email disastercustomerservice@sba.gov. Individuals who are deaf, hard of hearing, or have a speech disability can dial 7-1-1 to access telecommunications relay services.
The City has tried to provide you with correct information on this website. While every effort has been made to ensure that the information provided is accurate and up-to-date, errors are still possible. The information provided is not legal advice. You may need additional information to meet the legal requirements for starting or operating your business.
© 2024 City of New York. All Rights Reserved. NYC is a trademark and service mark of the City of New York